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Robinhood: What the heck is it and why all the controversy?

Robinhood: What the heck is information technology and why all the controversy?

Robinhood
(Image credit: Shutterstock)

Robinhood is a pop, complimentary-trading website and app that has helped fuel the stock market's tempest in recent days. But on Thursday the app, which tops the Apple iOS and Google Play stores every bit of this writing, shut out users from ownership more shares of controversial stocks like GameStop and AMC.

Following backfire on social media, Robinhood has resumed trading of the stocks in question for restricted buys on Friday morning. The company cited the stock marketplace's "recent volatility" and "uncertainty" equally motivation for the movement.

For those late to the wildest free-trading political party the stock market has ever seen, earlier this calendar week an online Reddit community caused GameStop stock (Gamestonk, if you will) to skyrocket in value.

The customs, better known as r/wallstreetbets, used Robinhood as a collective to undermine Wall Street investors who bet against GameStop shares. The adventure started on January 12, but it wasn't until this week that the Reddit users managed to push shares of the game retailer over $480. GameStop shares opened the year effectually $17, for comparing.

We saw a similar, organized surge for the AMC cinema concatenation, but the list of stocks sucked into the trading madness continues to abound. And at present that Robinhood is allowing free-trading of the headline-making companies over again, you might have some questions well-nigh how the app works, or what role it has and continues to play in the narrative.

What is Robinhood?

Robinhood is amidst the most popular apps for free-trading, meaning users don't need to pay commissions or fees in order to trade stocks or other tradable securities. When the visitor launched in 2013, its no-fee approach helped it gain traction, merely since then more mainstream online brokers accept followed suit. All the same, Robinhood's app makes it easy buy and sell stocks from your phone.

  • Download Robinhood for iOS
  • Download Robinhood for Google Play

Like any other app, users can ready customizable alerts, follow news feeds and more than. Robinhood even has a feature that lets you listen live to earnings calls. Information technology also draws beginner investors in with a fun interface, simple-to-read charts and an baggy list of the 100 most-held stocks and so y'all can find a starting cake or figure out which stock to purchase next.

Of course, Robinhood needs to make money if it'due south not charging you for trades. Information technology'due south important to know that Robinhood doesn't actually execute trades, it only routes them on your behalf. Co-ordinate to the company'southward FAQ, it relies on rebates from market makers to "generate the majority" of its acquirement. In other words, Robinhood channels your bets to a large banking concern or fiscal establishment that can complete the trade, while Robinhood gets a rebate from the market maker in return.

Now that nosotros've cleared that upward, yous'll probably want to know that Robinhood offers fractional shares, as well. This ways users can purchase a piece of a company, fifty-fifty if they tin't beget the full share price. You lot could pay as little as $1 to get a part-share of Apple, Tesla, Amazon or whatsoever other visitor's share you lot couldn't afford at full cost.

Robinhood and GameStop, AMC stocks: What you lot need to know

Fractional shares and easy-to-use features helped make Robinhood the platform of pick for the r/wallstreetbets community to conduct out its organized effort against Wall Street'southward hedge funds. The pro-traders in these hedge funds have been "shorting" GameStop and AMC stocks to cash out on companies that, before this week, seemed destined for bankruptcy. Shorting just means that a trader sells a borrowed stock for a value today, simply to buy it back when the stock is nigh-worthless for profit.

The Reddit customs recognized the stocks existence shorted, as well every bit the specific hedge funds betting heavy against the companies. In response, the members agreed to buy upwardly GameStop stock, regardless of whether information technology'd benefit their own wallets. Only it worked, forcing the hedge fund sellers to buy dorsum the borrowed stock from GameStop'southward new investors at a massive loss. And non because GameStop is a valuable visitor, only considering the loss on a stock that's borrowed gets so big that hedge funds are forced to liquidate due to cyberbanking regulations.

Shortly after, r/wallstreetbets shifted its target to the AMC movie house chain. Blackberry and Bed Bath and Across followed, with more companies likely upwards next.

That's the simple version. Nosotros're seeing multiple company share values fluctuate between hundreds of dollars in minutes, which is unheard of and alarming to anyone who's wondering what the greater fallout will be for the market as a whole in response to this episode.

On the other hand, it's exciting for mean solar day traders and those who utilize Reddit or other online communities to participate in stock market. So when Robinhood stopped trading on Thursday due to market frenzy, it left swarms of users, old and new, angry enough to file a class-action lawsuit against the app.

Robinhood alternatives

Robinhood has since reopened trading with options for limited buys on the r/wallstreetbets stock targets. Simply that hasn't stopped users from wondering whether there are Robinhood alternatives to use if trading stops over again. Keep in listen that Robinhood isn't the just platform that restricted trading in an try to protect users, and then you're non being forced to abscond Robinhood if that's your app of choice.

If you're interested in trying another platform out, here are your peak options:

  • TD Ameritrade: For nearly investors, TD Ameritrade is a popular choice. Like Robinhood, there's no fees and the platform is filled with data that should inform trading. There'south both a website and smartphone app, then you can manage your investments from wherever you are.
  • Allegiance: Allegiance is a good options for traders with a fleck more feel. In addition to advanced marketplace-tracking tools, you tin invest for retirement or other financial plans.
  • Webull: Webull mayhap attracted the most users after Robinhood put restrictions on GameStop. The app has no fee and is promising to refrain from trading restrictions.
  • E*Merchandise: If you lot're looking for an in-betwixt of TG Ameritrade and Fidelity, Due east*Merchandise offers the best tools for both new and experienced investors. Similarly, there are no fees and the visitor doesn't take commissions.

Kate Kozuch is a senior writer at Tom's Guide covering wearables, TVs and everything smart-home related. When she's not in cyborg mode, you can find her on an do bike or channeling her inner celebrity chef. She and her robot army volition rule the earth one day, but until and so, reach her at kate.kozuch@futurenet.com.

Source: https://www.tomsguide.com/news/robinhood-why-is-this-app-the-center-of-stock-trading-controversy

Posted by: grahamfackably.blogspot.com

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